Credit Check is your Trusted Credit Repair Company
Credit Check is a licensed credit repair company, we can provide you with access to your credit reports from all three credit reporting bureaus and we may be able to assist you to repair your credit and improve your ability to access credit
We solve bad credit. Take control and rely on trusted experts
We take the hassle out of credit repair so you don't have to navigate some of the complex rules and regulations surrounding consumer credit.
Incorrect or misleading data on your credit report can stop you moving forward
We take the hassle out of credit repair so you don't have to navigate some of the complex rules and regulations surrounding consumer credit.
Default Listings
Credit providers can report a default listing when your debt is more than 60 days overdue, greater than $150, and the correct notices have been sent to your last known address.
Court Judgments
If a debt you owe is overdue, the creditor can submit an application to a court for a court judgment or court order requiring you to pay the debt by a certain date.
Incorrect details
Credit reporting bodies use other information about you to assess your level of risk including employment history and address. It's important you keep all information up-to-date.
Credit Enquiries
When you apply for finance the credit provider will access your credit report to determine whether they should approve the loan or not. The information is recorded as an enquiry.
Repayment History
Some credit providers can report your repayment history. If you do not pay the minimum amount within 14 days after the due date, this will show as a missed payment.
Commercial data
If you are a company director or self employed you may be personally liable for some debts. As a guarantor for the debt it may show on your consumer credit report.
Declined for credit?
You're in the right place
Why is good credit important
We take the hassle out of credit repair so you don't have to navigate some of the complex rules and regulations surrounding consumer credit.
Avoid embarrassment
Achieve financial goals
Lower interest rates
Better negotiating power
Approved for finance
Increased borrowing limit
Don't wait up to 7 years
We take the hassle out of credit repair so you don't have to navigate the complex rules and regulations surrounding consumer credit.
Defaults
5-7 years
Insolvency
7 years
Judgments
5 years
Enquiry listings
5 years
Repayment History
2 years
Hardships
1 year
We've built a team of experts
We take the hassle out of credit repair so you don't have to navigate some of the complex rules and regulations surrounding consumer credit.
Read what our clients think
Get started with three easy steps
We take the hassle out of credit repair so you don't have to navigate some of the complex rules and regulations surrounding consumer credit.
Speak with us
Talk to one of our trusted specialists for a free and confidential credit repair assessment. Let us see how we can help.
We get to work
Relax while our team get to work repairing your credit file. You authorise us to contact credit providers on your behalf.
Completed
We will let you know when your matters are complete and will provide you with an updated copy of your credit report.